Frequently Asked Questions

Is ESI affiliated with the Arizona State Retirement System (ASRS)?

ESI is an "S" Corporation founded by three retired educators in 1999 and is not affiliated with the ASRS.

What types of employees are allowed to participate in the plan?

Any type of employee is welcome to participate in the plan; certified, classified, administrators, etc.

Are employees charged a fee to participate in ESI?

Employees are not charged a fee for our services. This responsibility rests with the employer.

How often are employees paid?

ESI employees are paid bi-weekly through direct deposit.

Does ESI offer a tax-sheltered account?

Yes. ESI offers a 401(k) which is very similar to a 403(b) and 457(b). The 401(k) allows you to shelter income on a pre-tax basis which lowers your current year taxable liability as well as increasing savings for retirement.

Can ESI help me determine if the program is right for me?

Yes. ESI offers no obligation financial advisors who can help determine if ESI is advantageous for you and when would be the best time to join ESI.